Southern Title of Ohio

  Acquire a secure and smooth title transaction for your new home with Southern Title of Ohio. You might think having a title agency on your side isn't necessary, but you'd be surprised by just how many little hiccups could come along in the process of homeownership. We've listed some of the ways we can assist you while encountering some of those hiccups:  Title Insurance Title insurance is especially useful in the event that the current owner of the home has a lien claim on the property due to substantial debt. Another reason title insurance is so beneficial is that the transaction process can be complex when family members and rightful heirs of the property are not notified. This could result in a complicated series of events and questions regarding who should claim the property, so it's good to trust a title agency like Southern Title for that extra layer of protection.  Title Search Services The title agency you choose to work with should offer extensive searches th...

  Make Your Dream Home Possible with Southern Title Agency There are so many houses on the market right now, and competition is fierce. With prices on the rise, you might consider it best to purchase a vacant piece of land and build your dream home the way you want it. However, there are many important issues to digest when it comes to your land rights and the foundation of your property.  Bankruptcy Search Don’t lose sleep wondering whether or not you’re buying land from the right seller. One of our many title services includes the all-important bankruptcy search. Let us search the financial accountability of the owner and determine whether there are issues you need to know about before you invest in your land.  Document Preparation Reviewing a contract can be tricky. Land contracts are important documents, and a vague one can cause many communication issues. It could be the difference between ownership and ending up in court. Entrusting Southern TItle will ensure your p...

  When you're looking to purchase or sell a home, the closing process can often be a confusing part of the process. Many people, and Southern Title of Ohio agrees, don't take on this process alone and enlist a title agency for help navigating this part of the process. Many wonder, however, what does a title agency even do? And do I need one? Today, we'll outline just some of the functions of a title agency and why it's important to choose Southern Title of Ohio! Purchasing a Property When closing on a home, there are a variety of reasons that you should go with a closing agency. First, it is important to make sure that when purchasing a home, you are buying from the legal owner. While this may seem strange, there are instances in which the buyer is technically not buying from the real owner, complicating the purchase. Furthermore, it is important to be aware of and understand any restrictions on the home. These restrictions could be related to municipalities or utiliti...

  The housing market is hot right now, there’s no question about that! Sellers are listing their homes and buyers, eagerly searching after listing their own home, are engaging in bidding wars trying to secure the proper home to raise their family in. Before you are able to purchase, however, it is important to look out for these common obstacles with the help of a reputable title agency ! Legal Ownership Sometimes there can be confusion when a seller lists their home for sale about whether they have the legal right to do so. In some cases, the seller actually isn’t the legal owner of the home. This can happen for a variety of reasons, but it means you may miss out if you don’t discover this obstacle first when reviewing the title.  Unpaid Taxes or Mortgages Before the home can legally change hands, the taxes and mortgage of the previous owner must all be paid in order to ensure a smooth transition of the title. In most cases, the seller will not even realize that they have unp...

      Land contracts have started to see growth and have become a creditable option for homebuyers to use since the mortgage crisis of 2007-2010. They are used when a buyer is not willing to go through a bank or other type of mortgage company, or when they may not have the credit score they need or meet the qualifications of the application for the house they want. But what is a land contract, and how does it work? What are the pro's and con's of obtaining a land contract? At Southern Title of Ohio , we believe it is important to know what you are getting yourself into, so in this article we will go over these topics so that you know if this option is right for you.      A land contract is a written legal agreement that is used to buy real estate, such as vacant land, a house, an apartment building, a commercial building, or any other kind of property. It is similar to a mortgage, but instead of borrowing money from a lender or bank, the buyer makes payment...

      There are a lot of steps when you are first buying a home, it involves finding a property, securing financing, making an offer, getting a home inspection, and eventually, when you have found the right fit, closing on your purchase. One of the most important steps before closing in on your new home is purchasing your title insurance. Here at Southern Title of Ohio LTD . we offer a multitude of services from construction loans and bankruptcy searches, to title insurance services. It is important that you are protected from whatever may happen after the initial search is done on your house, so we are here to tell you a little bit about what a title is and why it is imperative to your home buying experience.      A title is legal documentation that includes the specifics about a property you are purchasing and who owns it, often in the form of a deed. One of the steps in home buying is to have a title search completed prior to closing on your purchase. It...

We know buying a home can be a stressful and lengthy process, but it doesn’t have to overwhelm you. It’s easy to let your emotions run wild when choosing a place to live and raise a family, but by understanding key steps to the home-buying process, you’ll make the best decisions for your home purchase. Here are some important factors to consider before purchasing a home : What are you looking for in a home? (size, style, location etc.) How much can you afford? Have you saved for a down payment? What is the housing market like? Are you in the right life stage for home-buying? If buying a home is the best step for you, here’s how to get started. Save, Save, Save! Save for a down payment. Don’t let financial stress overshadow the joy of buying a home. Consult with a Lender Determine how much you can afford to spend and find a loan option that’s right for you. Find a Realtor and Title Agency Y ou will need expert help in finding and securing y...