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Stress Free Home-Buying

We know buying a home can be a stressful and lengthy process, but it doesn’t have to overwhelm you. It’s easy to let your emotions run wild when choosing a place to live and raise a family, but by understanding key steps to the home-buying process, you’ll make the best decisions for your home purchase.Here are some important factors to consider before purchasing a home:

What are you looking for in a home? (size, style, location etc.)How much can you afford?Have you saved for a down payment?What is the housing market like?Are you in the right life stage for home-buying?
If buying a home is the best step for you, here’s how to get started.Save, Save, Save!Save for a down payment. Don’t let financial stress overshadow the joy of buying a home. Consult with a LenderDetermine how much you can afford to spend and find a loan option that’s right for you. Find a Realtor and Title AgencyYou will need expert help in finding and securing your future home. Title agencies will search real estate recor…
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Common Title Problems

Title Insurance is an extremely important part of buying your home. Sure, it might be new to you but the property still has a history you may not be aware of. Title Insurance covers you from problems you discover after closing on your home. While there are as many issues as you can imagine, as a title company in the Mansfield and Sandusky area we're going to talk a little about the ones our clients are at the most risk of experiencing.

1.  Public Record Errors - Clerical or filing errors could affect the deer of your property and may cause a financial strain to undo them yourself.
2. Liens - Unknown liens come from a previous owner that is behind on their payments. The debt stays with the property regardless of who owns it. 
3. Illegal Deeds - Occassionaly deeds are signed by people who affect their validity. Someone who is a minor or a person who has been rule unsound of the mind can affect the future chain of owner's rights. 
4. Forgery - A document that was filed in public …