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Showing posts with the label lenders title insurance

What Does a Title Agency Even Do?

  When you're looking to purchase or sell a home, the closing process can often be a confusing part of the process. Many people, and Southern Title of Ohio agrees, don't take on this process alone and enlist a title agency for help navigating this part of the process. Many wonder, however, what does a title agency even do? And do I need one? Today, we'll outline just some of the functions of a title agency and why it's important to choose Southern Title of Ohio! Purchasing a Property When closing on a home, there are a variety of reasons that you should go with a closing agency. First, it is important to make sure that when purchasing a home, you are buying from the legal owner. While this may seem strange, there are instances in which the buyer is technically not buying from the real owner, complicating the purchase. Furthermore, it is important to be aware of and understand any restrictions on the home. These restrictions could be related to municipalities or utiliti...

What you Need to Know About Property Titles

      There are a lot of steps when you are first buying a home, it involves finding a property, securing financing, making an offer, getting a home inspection, and eventually, when you have found the right fit, closing on your purchase. One of the most important steps before closing in on your new home is purchasing your title insurance. Here at Southern Title of Ohio LTD . we offer a multitude of services from construction loans and bankruptcy searches, to title insurance services. It is important that you are protected from whatever may happen after the initial search is done on your house, so we are here to tell you a little bit about what a title is and why it is imperative to your home buying experience.      A title is legal documentation that includes the specifics about a property you are purchasing and who owns it, often in the form of a deed. One of the steps in home buying is to have a title search completed prior to closing on your purchase. It...