Southern Title of Ohio

  Title searches, while complex, are easy with Southern Title. If you follow Southern Title on Facebook , or have visited our website , you may know that one of our main services is the title search. This search can reveal useful information, like:  -the legal status of the seller's ownership -existing restrictions on the property  -who has property rights -existing property taxes or liens Now that you know what a title search is, you might ask, "couldn't I just do that on my own?" or, "can't I just find this information on Google?"  The answer is this: a title search may sound breezy, but it requires tedious work. Although we can find most answers to our questions with a quick click of a button, a title search (if done properly) can take 8-14 days on average. It's also possible that running an online search could work against you. This is because online records are not always the official source and may not be up-to-date. So, what resources do we ha...

Refinancing your home is easy with title insurance!  Refinancing your home can be a difficult task to navigate, which is why title companies like Southern Title are here to make the process a little easier. Whether you're ready to start refinancing or you're not sure if this action is the right step for you, we're here to give you some information about what this process means.  When a homeowner refinances their home, their current payment plan will be reassessed. This can happen for a number of reasons. For instance, sometimes it is difficult for homeowners to meet the current mortgage payment, so they attempt for lower rates over a longer time span. Other times, a home is refinanced because of a divorce or other happening that can have an impact on finances or change the ownership status. Or, maybe the owner can now achieve lower interest rates, so they would like to have a plan that reflects that. Depending on your situation, refinancing may be right for you.  So, what...

  Acquire a secure and smooth title transaction for your new home with Southern Title of Ohio. You might think having a title agency on your side isn't necessary, but you'd be surprised by just how many little hiccups could come along in the process of homeownership. We've listed some of the ways we can assist you while encountering some of those hiccups:  Title Insurance Title insurance is especially useful in the event that the current owner of the home has a lien claim on the property due to substantial debt. Another reason title insurance is so beneficial is that the transaction process can be complex when family members and rightful heirs of the property are not notified. This could result in a complicated series of events and questions regarding who should claim the property, so it's good to trust a title agency like Southern Title for that extra layer of protection.  Title Search Services The title agency you choose to work with should offer extensive searches th...

      There are a lot of steps when you are first buying a home, it involves finding a property, securing financing, making an offer, getting a home inspection, and eventually, when you have found the right fit, closing on your purchase. One of the most important steps before closing in on your new home is purchasing your title insurance. Here at Southern Title of Ohio LTD . we offer a multitude of services from construction loans and bankruptcy searches, to title insurance services. It is important that you are protected from whatever may happen after the initial search is done on your house, so we are here to tell you a little bit about what a title is and why it is imperative to your home buying experience.      A title is legal documentation that includes the specifics about a property you are purchasing and who owns it, often in the form of a deed. One of the steps in home buying is to have a title search completed prior to closing on your purchase. It...