Skip to main content

Look Out for These Obstacles When Buying a Home


The housing market is hot right now, there’s no question about that! Sellers are listing their homes and buyers, eagerly searching after listing their own home, are engaging in bidding wars trying to secure the proper home to raise their family in. Before you are able to purchase, however, it is important to look out for these common obstacles with the help of a reputable title agency!

Legal Ownership

Sometimes there can be confusion when a seller lists their home for sale about whether they have the legal right to do so. In some cases, the seller actually isn’t the legal owner of the home. This can happen for a variety of reasons, but it means you may miss out if you don’t discover this obstacle first when reviewing the title. 

Unpaid Taxes or Mortgages

Before the home can legally change hands, the taxes and mortgage of the previous owner must all be paid in order to ensure a smooth transition of the title. In most cases, the seller will not even realize that they have unpaid taxes or may have mistakenly thought their mortgage was covered for. Once these debts are settled, the title agency can help you complete the transaction.


Finally, it is possible that there is a lease on the home at the time you want to purchase the property. While this is not as common, it can still happen in certain situations.

Your Title Agency

With the help of an experienced title agency like Southern Title of Ohio, we can help you navigate the closing process to make the transaction as smooth as possible. We’ll find and help you overcome these obstacles, before they interfere with your buying process! With four, conveniently placed locations near Wooster, Sandusky, Galion, and Mansfield, we're always around the corner ready to help!


Popular posts from this blog

The Difference Between Title Insurance and Homeowners Insurance

Title insurance and home insurance are often terms used together. However, they are two separate ideas. Because both title and homeowners insurance plans involve the home, you may have heard the terms used synonymously. And, although we understand the assumption that they are the same, they refer to two different things. Both are important for different reasons:  The main difference between homeowners insurance and title insurance is that one protects you against property damage, while the other protects your property ownership.  Homeowners insurance protects you against property damage. This protection includes any items inside your home. Property damage covers any possessions in the case of theft and even protects you in the event that an injury occurs to a guest inside your home. It does not protect you should a person claim to have title rights to your home, however.  Title insurance protects your property ownership. Title insurance does not cover infestations, fire damages, or oth

What you Need to Know About Property Titles

      There are a lot of steps when you are first buying a home, it involves finding a property, securing financing, making an offer, getting a home inspection, and eventually, when you have found the right fit, closing on your purchase. One of the most important steps before closing in on your new home is purchasing your title insurance. Here at Southern Title of Ohio LTD . we offer a multitude of services from construction loans and bankruptcy searches, to title insurance services. It is important that you are protected from whatever may happen after the initial search is done on your house, so we are here to tell you a little bit about what a title is and why it is imperative to your home buying experience.      A title is legal documentation that includes the specifics about a property you are purchasing and who owns it, often in the form of a deed. One of the steps in home buying is to have a title search completed prior to closing on your purchase. It is needed to ensure that the

What Does a Title Agency Even Do?

  When you're looking to purchase or sell a home, the closing process can often be a confusing part of the process. Many people, and Southern Title of Ohio agrees, don't take on this process alone and enlist a title agency for help navigating this part of the process. Many wonder, however, what does a title agency even do? And do I need one? Today, we'll outline just some of the functions of a title agency and why it's important to choose Southern Title of Ohio! Purchasing a Property When closing on a home, there are a variety of reasons that you should go with a closing agency. First, it is important to make sure that when purchasing a home, you are buying from the legal owner. While this may seem strange, there are instances in which the buyer is technically not buying from the real owner, complicating the purchase. Furthermore, it is important to be aware of and understand any restrictions on the home. These restrictions could be related to municipalities or utiliti