Southern Title of Ohio

It feels good knowing both you and your home are protected with title insurance.  What is title insurance? You may know that it protects your ownership, but what does that really mean, and how does that benefit you? Keep reading on as we get to the bottom of these questions.  The function of title insurance is to protect your property ownership. What many do not understand about title insurance is that it is a fundamental part of homeownership that can save you thousands (even hundreds of thousands) of dollars in the long run. For example, you are required to have a clear title if you would like to sell your home in the future and get a return on your investment. Another example is that, without title insurance, it may be hard to decipher whether you truly own your title (surging title fraud has made this problem even more difficult). If you don't, you technically do not have any legal rights to your property. This makes you susceptible to blindsiding property loss at any give...

  Title searches, while complex, are easy with Southern Title. If you follow Southern Title on Facebook , or have visited our website , you may know that one of our main services is the title search. This search can reveal useful information, like:  -the legal status of the seller's ownership -existing restrictions on the property  -who has property rights -existing property taxes or liens Now that you know what a title search is, you might ask, "couldn't I just do that on my own?" or, "can't I just find this information on Google?"  The answer is this: a title search may sound breezy, but it requires tedious work. Although we can find most answers to our questions with a quick click of a button, a title search (if done properly) can take 8-14 days on average. It's also possible that running an online search could work against you. This is because online records are not always the official source and may not be up-to-date. So, what resources do we ha...