Southern Title of Ohio

  Title searches, while complex, are easy with Southern Title. If you follow Southern Title on Facebook , or have visited our website , you may know that one of our main services is the title search. This search can reveal useful information, like:  -the legal status of the seller's ownership -existing restrictions on the property  -who has property rights -existing property taxes or liens Now that you know what a title search is, you might ask, "couldn't I just do that on my own?" or, "can't I just find this information on Google?"  The answer is this: a title search may sound breezy, but it requires tedious work. Although we can find most answers to our questions with a quick click of a button, a title search (if done properly) can take 8-14 days on average. It's also possible that running an online search could work against you. This is because online records are not always the official source and may not be up-to-date. So, what resources do we ha

Refinancing your home is easy with title insurance!  Refinancing your home can be a difficult task to navigate, which is why title companies like Southern Title are here to make the process a little easier. Whether you're ready to start refinancing or you're not sure if this action is the right step for you, we're here to give you some information about what this process means.  When a homeowner refinances their home, their current payment plan will be reassessed. This can happen for a number of reasons. For instance, sometimes it is difficult for homeowners to meet the current mortgage payment, so they attempt for lower rates over a longer time span. Other times, a home is refinanced because of a divorce or other happening that can have an impact on finances or change the ownership status. Or, maybe the owner can now achieve lower interest rates, so they would like to have a plan that reflects that. Depending on your situation, refinancing may be right for you.  So, what d

Title insurance and home insurance are often terms used together. However, they are two separate ideas. Because both title and homeowners insurance plans involve the home, you may have heard the terms used synonymously. And, although we understand the assumption that they are the same, they refer to two different things. Both are important for different reasons:  The main difference between homeowners insurance and title insurance is that one protects you against property damage, while the other protects your property ownership.  Homeowners insurance protects you against property damage. This protection includes any items inside your home. Property damage covers any possessions in the case of theft and even protects you in the event that an injury occurs to a guest inside your home. It does not protect you should a person claim to have title rights to your home, however.  Title insurance protects your property ownership. Title insurance does not cover infestations, fire damages, or oth

  Acquire a secure and smooth title transaction for your new home with Southern Title of Ohio. You might think having a title agency on your side isn't necessary, but you'd be surprised by just how many little hiccups could come along in the process of homeownership. We've listed some of the ways we can assist you while encountering some of those hiccups:  Title Insurance Title insurance is especially useful in the event that the current owner of the home has a lien claim on the property due to substantial debt. Another reason title insurance is so beneficial is that the transaction process can be complex when family members and rightful heirs of the property are not notified. This could result in a complicated series of events and questions regarding who should claim the property, so it's good to trust a title agency like Southern Title for that extra layer of protection.  Title Search Services The title agency you choose to work with should offer extensive searches th

  Make Your Dream Home Possible with Southern Title Agency There are so many houses on the market right now, and competition is fierce. With prices on the rise, you might consider it best to purchase a vacant piece of land and build your dream home the way you want it. However, there are many important issues to digest when it comes to your land rights and the foundation of your property.  Bankruptcy Search Don’t lose sleep wondering whether or not you’re buying land from the right seller. One of our many title services includes the all-important bankruptcy search. Let us search the financial accountability of the owner and determine whether there are issues you need to know about before you invest in your land.  Document Preparation Reviewing a contract can be tricky. Land contracts are important documents, and a vague one can cause many communication issues. It could be the difference between ownership and ending up in court. Entrusting Southern TItle will ensure your protection as a

  When you're looking to purchase or sell a home, the closing process can often be a confusing part of the process. Many people, and Southern Title of Ohio agrees, don't take on this process alone and enlist a title agency for help navigating this part of the process. Many wonder, however, what does a title agency even do? And do I need one? Today, we'll outline just some of the functions of a title agency and why it's important to choose Southern Title of Ohio! Purchasing a Property When closing on a home, there are a variety of reasons that you should go with a closing agency. First, it is important to make sure that when purchasing a home, you are buying from the legal owner. While this may seem strange, there are instances in which the buyer is technically not buying from the real owner, complicating the purchase. Furthermore, it is important to be aware of and understand any restrictions on the home. These restrictions could be related to municipalities or utiliti